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Ka. Cash Beta: Euros & IBAN Are Live on Ka.app!

by Pat

Content Manager

Ka. Cash Beta is now on Ka.app! We’re kicking off with two new features: euros and your own IBAN.

These additions will allow you to wire euros in and out of the app effortlessly, convert fiat to crypto, and make outside payments directly with your personal Ka. IBAN. More features will be available in the full version of Ka. Cash.

Excited? So are we. Let’s see all the cool stuff that’s in store for you!

Hello, Ka. Cash Beta - No Activation Fee Promo

As a welcome promo, our initial Ka. Cash Beta customers won’t have to pay for any setup or monthly fee until further notice. This means that for now, you can enjoy Ka. Cash Beta services without any additional charges.

Notifications and/or email announcements will be sent out at least four weeks prior to any changes in service charges.

Note: Ka. Cash Beta is only initially available to European Economic Area (EEA) customers.

Ka. Cash Beta Features

With our new cash features, you can use your funds however you want, and that includes being able to buy crypto with cash and using cash for cross-border payments. You can also enjoy the convenience of blockchain technology and continuously contribute to achieving global crypto adoption.

1.  Euros

The Euro is the first fiat currency on Ka.app. With the beta version, you will be able to use euros for crypto to fiat conversions (and vice versa), and peer-to-peer (P2P) transactions. Sending euros to another Ka.app user is free if they also accept the payment in euros.

Euro is the official currency of 20 EU member countries, so it is very convenient for users to receive payments in euros as well.

2.  IBAN

You can now activate your own Ka. IBAN which provides the ability to:

a.  Pay bills with IBAN

Is your landlord hesitant to accept crypto payments? No problem! Unlike alternative crypto wallets or exchanges, with Ka. IBAN, you can pay for your rent, electricity and phone bills, as well as other payables in euros.

b. Send & receive salaries hassle-free

Ka. IBAN makes payroll much easier for you and your employer. Share your IBAN with the company and receive salaries hassle-free. It’s convenient, even for freelancers and contractors.

c. Deposit or receive euros from external IBAN

Top up euros by transferring funds from any external IBAN to your unique Ka. IBAN. This feature also allows you to receive money from family or friends who aren't using any crypto platforms. Please note that there’s a €1 fee for incoming Single Euro Payments Area (SEPA) transactions.

d. Transfer funds to external IBAN users

With your own Ka. IBAN, you’ll also be able to transfer euros to external IBAN users. There’s an outgoing SEPA fee worth 0.19% of the transaction amount or a minimum of €1, whichever is greater.

e. Withdraw funds from the app

Your Ka. IBAN will make it easier for you to withdraw funds from the app and transfer them to your external IBAN.

How to Activate Ka. Cash Beta

Activate cash beta

1. Activate your Ka. Cash Beta account.

a. Log in to the app.

b. Tap the two-card icon at the bottom of the home screen.

c. Once the welcome screen appears, tap next.

d. The setup & monthly fees screen will appear. Tap next.

e. Other fee info appears, tap next.

f. Tap Activate Your Ka. Cash Beta.

g. Enter the SMS code sent to your mobile number.

2.  Verify your identity.

a. After entering the SMS code, select your verification option – either you proceed with an electronic ID or upload your passport or regular ID.

b. Provide the required information and upload your ID and proof of address.

c. Provide the purpose of account usage and confirm your transactional information.

3.  Create a passcode and add biometry.

a. Enter a passcode for your Ka. IBAN. You may also use the same password you used to open your Ka.app account.

b. Adding biometry is an option to scan your face or fingerprint instead of entering your passcode.

Top Advantages of Ka. Cash Beta

Here are some of the benefits of using Ka. Cash Beta:

1.  Quick international transactions

International transfers usually take just a few seconds, unlike banks or remittance centers which may take several hours to a few days to process.

2.  Free euro-to-euro transfers

As mentioned, sending euros to other Ka.app users is free as long as they also receive the payment in euros.

3. Easy euro to crypto swaps

In just a few taps, you can convert euro to any cryptocurrency available in the app, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Tether (USDT), USD Coin (USDC), Polygon (MATIC), Polkadot (DOT), Binance Coin (BNB), Binance USD (BUSD), and KASTA.

4. Security

We use Intergiro’s security system to protect your money and prevent fraud, hacking, and unauthorized transactions. Intergiro is respected for having strong customer authentication processes, advanced fraud detection technologies, and other safeguarding practices.

At the same time, we conduct delicate identity verifications (a.k.a. KYC) and comply with legal requirements that help prevent hacking, fraud, money laundering, and other illegal activities.

5. Accessibility

You can easily make local and international cash transfers using Ka.app as long as you have an internet connection.

6.  Easy-to-use interface

Ka.app has a straightforward interface, making it extremely easy for you to make cash and crypto transactions.

Coming Up

Ka. Cash Beta plays a huge role in the app’s growth and we’re just getting started. The full version of Ka. Cash will make it more convenient for you to buy, sell, send, and spend funds. Download Ka.app now.

Some of the upcoming features include being able to convert crypto payments you receive to euros and adding funds to your wallet with your debit or credit card. Our very own card will also be available soon so you can use your funds in the app as a payment method for shopping, dining, booking trips, and more.

Meanwhile, if you’re an existing Ka.app user, we’re encouraging you to join our crypto referral program and earn rewards for every successful referral.


Will Ka. Cash Beta be available in countries outside the E.U.?

We’re working on making Ka. Cash Beta available in other regions. Be sure to join the waitlist so that you can be the first to know about any updates.

What is IBAN?

IBAN is a unique identifier assigned to bank accounts worldwide. It's a standardised system used to identify bank accounts when sending or receiving international payments. Its purpose is to make international transactions safer and more efficient by reducing errors and ensuring that the funds are sent to the correct bank account.

What is SEPA?

SEPA is an initiative created by the European Union (EU) to make cross-border euro payments as easy and as cheap as domestic payments across participating countries. Simply put, it's a system that allows you to make payments or transfer money in euros between financial institutions in the SEPA region, which includes all 27 EU member states, as well as Iceland, Liechtenstein, Norway, Switzerland, Monaco, and San Marino.


Enjoy quick, secure, and convenient digital payments and swaps today.

If it isn't available in your region yet, join our waitlist

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