Need help figuring out how to top up euro (EUR) balance on your Ka. Debit Card? Whether you need funds to buy something, cash out money, or something else, you have four convenient options! Here are the guides for each one.
Note: As of writing, the Ka Debit Card is only available to European Economic Area (EEA) users.
4 Ways to Top Up Your Ka. Debit Card
You can only top up your Ka. Debit Card on Ka.app. Here are the initial steps:
- Log in on Ka.app.
- Click/tap ‘Cash.’
- Go to ‘Card.’
- Click/tap ‘Add funds.’ The four different ways of topping up your Ka. Debit Card will appear: Card top up, Bank transfer, Crypto convert, and External crypto wallet.
1. Using a Different Card
This option allows you to top up EUR into your card by buying EUR with a credit card, or get EUR deducted from an external debit card. Ka.app accepts Mastercard and Visa.
All you need to do is enter your card details, the amount of EUR you want to top up, and confirm the transaction. The process usually takes just a few minutes.
2. Bank Transfer
Activating Cash on Ka.app automatically gives you your personal IBAN in the app. This enables you to conveniently transfer and deposit funds from an external IBAN to your Ka.app wallet. This also makes it easier to buy crypto with EUR or top up your Ka. Debit Card.
To top up via bank transfer, you just need to log in to your external IBAN, enter the amount you’d like to transfer, paste your Ka. IBAN as the recipient, and confirm the transfer. You can receive your funds in the app within one business day to a few days. The fees for incoming EUR transfers only cost €1.
3. Convert Crypto to EUR
This option is ideal if you’re ready to sell some (or all) of your cryptocurrencies for EUR. You just need to select the specific crypto and amount you’d like to convert, then choose EUR as the currency you’d like to exchange it for (e.g., BTC to EUR). This process is quick and easy on Ka.app, usually taking just a few seconds. Conversion fees are affordable, costing as low as 0.376% of the converted amount.
4. Deposit Crypto From External Wallet
Are you keeping most of your cryptocurrencies in an exchange or an external wallet? This option is the most suitable one for you. You just have to withdraw your tokens from the external wallet, and deposit them to your Ka.app wallet address, then convert those tokens to EUR on Ka.app.
Top 5 Benefits of Using the Ka. Debit Card
The Ka. Debit Card offers a wide range of benefits for everyday crypto users:
1. High Spending Limits
The Ka. Debit Card provides generous transaction limits, making it ideal for frequent crypto spenders, whether they’re shopping online or in a physical store. You can spend up to €5,000 per transaction, €8,000 daily, and €20,000 monthly.
2. Ease of Use for Online and In-Store Transactions
The card functions like any traditional debit card. It works seamlessly at point-of-sale (POS) terminals or when paying for services online, making crypto spending as straightforward as local currency transactions.
3. Convenient ATM Withdrawals
You can quickly withdraw EUR from any Visa-compatible ATM using the Ka. Debit Card. The withdrawal fee is just €1 per transaction, and the card allows withdrawals up to €550 per transaction, €1,600 weekly, and €4,600 monthly.
4. Security Is a Priority
With two-factor authentication (2FA), regular software updates, and KYC (Know Your Customer) procedures in place, the Ka. Debit Card ensures secure transactions and compliance with financial regulations. In case of any suspicious activity, you can easily freeze your card through Ka.app for added security.
5. Lifetime VIP Status
Users who order the Ka. Debit Card will automatically become a lifetime VIP Ka.app member. This unlocks additional benefits, such as access to exclusive communities, priority customer support, exclusive cashbacks, rewards, and referral programs in the future, higher spending limits, and lower fees.
Haven’t Ordered a Ka. Debit Card Yet?
In case you just came across this article, and are now interested in getting your own Ka. Debit Card, you can do it quickly in just a few steps.
3. Tap/click ‘Order Card.’
4. Enter your delivery address
5. Confirm your order.
Once ordered, the Ka. Debit Card will arrive within 5-10 business days. Upon delivery, you can activate the card by going to the Card screen, setting up your PIN, and entering the required details for activation.
The Bottom Line
Topping up your Ka. Debit Card is hassle-free, with four different ways to choose from: an external card, bank transfer, crypto to EUR conversion, or depositing crypto from an external wallet. Whether you're grabbing a cup of coffee, shopping, or booking flights, with Ka.app, you can easily keep your card loaded and ready to go.
FAQ
How long does it take for my funds to show up on the card?
It depends on your chosen top-up method. Doing a crypto to EUR conversion usually takes just a few seconds. Meanwhile, topping up with a card or depositing crypto from an external wallet may take a few minutes. Depositing EUR via IBAN may take a day or so.
How much are the fees for topping up my card?
Again, it depends on your chosen top-up method. Depositing EUR via IBAN usually costs a €1 incoming fee. The service fee for converting EUR to crypto may cost as low as 0.376% of the transaction amount. Meanwhile, charges for topping up with a card may also vary depending on the transaction amount.